A CPP is a combination commercial insurance policy that combines property insurance and general liability insurance into a product that allows a business flexibility in how risks are managed for insurance coverage. UFCIC analyzes the specified underlying risks separately, determines component prices, and then combines the prices for the purposes of the package. The main benefit of a CPP is that it allows a business, if desired, a flexible contract paying primarily for those coverages it wants and needs and provides coverage proportional to the businesses underlying risks. For example, a small manufacturing facility will not require the same coverages and limits as that of a general contractor or a restaurant or an apartment building owner. UFCIC specializes in working with agents to provide the specific commercial insurance coverage that best serves the needs of customers.